What Is The Automatic Stay In Bankruptcy?

Life can be unbearable when you are faced with mounting debts that you are not able to pay. Creditors call your home constantly, you receive threatening collection letters, and you may be burdened with wage garnishments, judgments and liens that make life increasingly difficult.

Fortunately, Chapter 7 and Chapter 13 bankruptcy provide quick relief from creditor collection efforts. I am attorney Steven F. Bilsky, and I am committed to helping people who are facing difficult debt challenges.

I understand that many people are apprehensive about bankruptcy. Once you contact my office, however, you will likely discover that you do have options. Often people express that a significant weight has been lifted from their shoulders once they understand the type of debt relief that is readily available through a Chapter 7 or 13 bankruptcy.

I offer a free consultation to answer your questions and help you determine if bankruptcy is right for you. To schedule your consultation, contact my law office in Memphis, Tennessee.

Get Fast Relief With The Power Of The Automatic Stay

Both Chapter 7 and Chapter 13 bankruptcy provide immediate relief from creditors through the power of the automatic stay. When you file for bankruptcy, an automatic stay order goes into effect that temporarily bars most creditors from further collection efforts. The automatic stay will help put a stop to collection calls, wage garnishments, ongoing lawsuits and other adverse collection measures.

The automatic stay will not bar all creditors, and limited creditors may seek permission of a bankruptcy court to pursue certain claims. However, the automatic stay puts a halt to most forms of creditor collection efforts and provides critical time for debtors to seek debt relief through Chapter 7 or Chapter 13 bankruptcy.

Contact A Memphis Debt Help Attorney

You do not have to face your debt problems alone. I am here to help. I serve clients throughout the Memphis metropolitan area. To schedule a free consultation with a Memphis bankruptcy lawyer, contact my law office at 901-236-0572 or 888-336-3691. You may also contact my office by email.

The Law Office of Steven F. Bilsky is a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code.