Drowning In Credit Card Debt?
Credit card debt is one of the common reasons why people file for bankruptcy. If you are struggling with credit card debts, bankruptcy may allow you to get the fresh start you are seeking.
I’m attorney Steven F. Bilsky, and I can show you how a bankruptcy can help you eliminate overwhelming credit card debt. I have more than 39 years of experience as a bankruptcy lawyer and have helped thousands of clients who were struggling with debt problems.
Discharging Credit Card Debts
Credit card debts may be discharged with Chapter 7 bankruptcy. Through bankruptcy, you could completely discharge all of your credit card debts.
If you are not eligible for Chapter 7 bankruptcy, you may be able to obtain relief from credit card debts with a Chapter 13 bankruptcy. In a Chapter 13 bankruptcy, you follow a monthly payment plan based on your income. When you complete your Chapter 13 plan, the court will discharge your remaining unsecured debts.
Relief From Nonstop Collection Calls
Both Chapter 7 and Chapter 13 bankruptcy provide immediate relief from creditors incessant demands with the automatic stay. When you file for bankruptcy, an automatic stay order goes into effect that temporarily bars most creditors from further collection efforts.
Visit my automatic stay page to learn more, or call me today for a free initial consultation and case evaluation. At your consultation, I will answer your questions, explain your options and help you determine which type of bankruptcy is right for you.
Contact Me For Help
I’ve been helping people deal with overwhelming credit card debt since 1980. I serve clients throughout the Memphis metropolitan area and western Tennessee. To schedule a free initial consultation with me, call 901-525-6692 or use my online form.
The Law Office of Steven F. Bilsky is a debt relief agency that helps people file for bankruptcy relief under the Bankruptcy Code.